*The earnings credit rate is set based on the average collected balance for the statement period. This rate is then applied to the average collected balance (less Federal Reserve Requirement of $10 per $100.) The higher the collected balances maintained, the higher the earnings credit rate. Home Bank reserves the right to change the earnings credit rate at any time. Earnings credit does not constitute and interest payment and is not carried over from month to month.
**Bill pay for business monthly fee is $10.
***The Business Visa Debit Card has an annual fee of $12. Based on approved credit.