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As an approved lender, Home Bank is pleased to offer *SBA loans to our business communities.  The SBA offers several loan programs to meet your small business needs. Visit your local branch or call 866.401.9440 to learn which loan is best to help you and your business.

The 7(a) Loan Program, SBA’s most common loan program, includes financial help for small businesses with special requirements. This is the best option when real estate is part of a business purchase, but it can also be used for: 

  • Can be used for a variety of needs including real estate purchases, business acquisitions, equipment, working capital, and/or inventory
  • Term loans up to $5 million
  • Fixed or floating rate options may be available
  • Equity requirements start at 10%
  • Terms may be up to 25 years for real estate transactions and up to 10 years for all other purposes.

Learn more about 7(a) loans >

The 504 Loan Program provides long-term, fixed rate financing of up to $5 million for major fixed assets that promote business growth and job creation. A 504 loan can be used for a range of assets that promote business growth and job creation.

  • Can be used for the purchase of long-term fixed assets
  • Project sizes up to $12.5 million (SBA portion not to exceed $5 million).
  • Competitive rates

Learn more about 504 Loans >


*All loans are subject to credit approval and SBA eligibility
  • Available to small businesses and start-ups
  • Competitive rates
  • Flexible terms
  • 7(a) and 504 loan options available
  • Government guaranteed
  • Lower down payment options
  • Affordable payments
  • Local decisions, processing, and service
  • Experienced loan staff

Get more information from the Small Business Administration.