Compare Our Personal Checking Accounts
My Rewards Checking
Learn MoreMinimum Balance to Open
$100
Interest Paid/Rewards
Non-interest bearing
Maximum $9 cash back1
• $100 -$199.99
earns $3 cash back
• $200 -$299.99
earns $6 cash back
• $300+
earns $9 cash back
Monthly Service Charge
$8
May be refunded based on account activity.
Required to Refund Monthly Service Charge
Monthly service charge is refunded when all qualifiers are met:
• Enrolled in eStatements
• 1 ACH credit
Check Printing Fee
Varies - First order of standard checks free
Monthly Paper Statement Fee
$3
(Refunded if enrolled in eStatements)
Zelle
Yes
Choice Checking
Learn MoreMinimum Balance to Open
$100
Interest Paid/Rewards
Non-interest bearing
Monthly Service Charge
$8
May be refunded based on account activity. (Refunded for primary account holders4 age 24 and younger.)
Required to Refund Monthly Service Charge
Monthly service charge is refunded when any one of the following transaction types, as described below, clears your account during a monthly statement cycle:
• 5 checks posted, or
• 5 Bill Pay items posted, or
• 5 ACH debits posted, or
• 5 point-of-sale purchases posted - merchant signature or PIN-based transactions
(excludes ATM transactions)
Check Printing Fee
Varies — first order of standard checks free
Monthly Paper Statement Fee
$2
(Refunded if enrolled in eStatements or for primary account holders4 age 62 and older)
Zelle
Yes
Interest Checking2
Learn MoreMinimum Balance to Open
$100
Interest Paid/Rewards
Yes. Contact us for more details.
Monthly Service Charge
$10
May be refunded based on account activity.
Required to Refund Monthly Service Charge
Monthly service charge is refunded with minimum balance of $2,500.00 every day of the statement cycle or with monthly combined balance of $15,000.00 + in other consumer account relationships you have with us.
Check Printing Fee
Varies — first order of standard checks free
Monthly Paper Statement Fee
$2
(Refunded if consumer account relationships you have with us total $15,000.00 at end of day, prior to service charge cycle date. The paper statement fee will also be refunded if you elect eStatements, regardless of balance)
Zelle
Yes
eBanking Checking3
Learn MoreMinimum Balance to Open
$100
Interest Paid/Rewards
Non-interest bearing
Monthly Service Charge
$5
Required to Refund Monthly Service Charge
None
Check Printing Fee
Check transactions prohibited
Monthly Paper Statement Fee
$2
(Refunded if enrolled in eStatements)
Zelle
No
1 Must meet all qualifiers: 15 debit card transactions posted and settled, minimum $100 total spend per statement cycle, enroll in eStatements, 1 ACH credit, minimum daily balance of $25.00 every day of the statement cycle.
2 Other consumer account relationships, this section, are based upon the Taxpayer Identification Number of the owner of this account. Additional account relationships are included when the owner of the account has an owner, owner/signer, joint owner, borrower or co-borrower relationship on related accounts. Relationships include checking, Money Market, savings, certificates of deposit, including Individual Retirement Accounts (IRAs,) and all outstanding principal balances on consumer loans serviced by Home Bank. Relationships exclude mobile home loans, “Interest Checking” (titled) accounts, and “Construction Checking” Accounts. Relationship balances are calculated at end of day prior to service charge cycle date.
3 eBanking Checking was designed to support electronic transactions only. Check writing is prohibited; however, checks processed through Home Bank’s Bill Pay will be honored. All other checks presented against the account will be returned “Refer to Maker.” Attempts to clear checks via the account may result in automatic closure and transfer to our Choice Checking Account.
4 Primary account holder is defined as any of the first three names listed on the account.