- One Closing
- Helps reduce closing costs
- Sign only one set of documents
- Fixed rate or adjustable rate options available
- Upon completion you may have the option to reduce your interest rate, if lower.
- Generous Loan-to-Value (LTV) Limits
- New Construction with Builder contract - up to 90% LTV
- New Construction with Self-contracting - up to 80% LTV
- Purchase or refinance with improvements - up to 80% LTV
- Jumbo loan options available - up to 80% LTV
- Already own your lot?
- We will use the appraised value of the lot to meet equity requirements when calculating your LTV.
*Subject to Home Bank credit criteria. Home Bank NMLS #483958