Construction Loans

Request Info
  • One Closing
    • Helps reduce closing costs
    • Sign only one set of documents
  • Fixed rate or adjustable rate options available
    • Upon completion you may have the option to reduce your interest rate, if lower.
  • Generous Loan-to-Value (LTV) Limits
    • New Construction with Builder contract - up to 90% LTV
    • New Construction with Self-contracting - up to 80% LTV
    • Purchase or refinance with improvements - up to 80% LTV
    • Jumbo loan options available - up to 80% LTV
  • Already own your lot? 
    • We will use the appraised value of the lot to meet equity requirements when calculating your LTV.

 

*Subject to Home Bank credit criteria. Home Bank NMLS #483958