Statement Savings

This account is safer than keeping money in your mattress...and earns a better interest rate too.

  • $3 charge waived with $250 balance
  • 5 free debits per month
  • May be used for overdraft protection

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Money Market

Our personal money market account is the perfect blend of checking and savings.

  • Higher returns than regular savings
  • Limited check writing privileges
  • Tiered rates maximize higher balances

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Christmas Club Account

Add a little more "peace on earth." Take the stress out of the holidays with this account.

  • Save year-round for holiday expenses
  • Interest bearing account
  • No monthly service charge

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Certificates of Deposit (CDs)

Invest in a sure thing! A Home Bank CD offers a fixed rate, guaranteed return, and no risk.

  • Competitive, fixed rates
  • Terms from 3 months to 10 years
  • Convenient automatic renewal

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Health Savings Account (HSA)

With this specialized account, you don't have to choose between having money or your health.

  • Save for future health costs
  • Interest grows tax-deferred
  • High deductible health plan required

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Coverdell Education Savings Account (ESA)

Set aside funds and earn interest tax free to provide for a child's college education.

  • Higher rates than other accounts
  • Interest grows tax free
  • Tax-free for qualifying expenses

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Individual Retirement Accounts (IRAs)

Start saving now and earn a good rate to make your retirement years a whole lot better.

  • Traditional and Roth available
  • Tax advantaged accounts
  • Flexible options to meet most needs

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