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Our renovation loans are a great option for fixer uppers planning a new purchase with improvements or a renovation to an existing home. With this loan, borrowers can finance up to 80% of the appraised value of the completed home, and a one-time close makes paperwork painless.

  • Purchase a home or refinance your current home and roll the renovations cost into one loan
  • Owner occupied, second home, investment property
  • Eligible properties: single family, 1-4 units, townhouses, condominiums and Planned Unit Developments
  • Financing up to 80% of the appraised value; value based on the after-improvement worth
  • Maximum loan amount up to $453,100.00
  • Jumbo loan options to qualified borrowers
  • If using a licensed contractor, all specifications for the renovations must be submitted
  • If self-contracting, a detailed materials and labor cost list is required
  • One closing – helps in reducing closing costs
  • ARM (Adjustable Rate Mortgage) loan; call for details
  • Renovation funds are held in an escrow account with Home Bank and disbursed upon inspection of completed work
  • Eligible lending areas: branch locations and all adjacent parishes or counties.

Call to connect with an experienced, local lender near you: 866-401-9440.

Subject to Home Bank credit criteria. Home Bank NMLS #483958