Perfect for a variety of savings plans: vacations, a rainy day, your child's first savings account or even for use as overdraft protection.  With a Statement Savings Account, your funds generally earn a higher rate of interest than those in a regular checking account.**

Account features:

• Minimum to open: $50.00
• Minimum to maintain: $5.00
• Service charge: Balances below $250.00 = $3.00 monthly
• No service charge for customers under 18 years old
• Transaction fee: over 5 per month = $3.00 per debit
• Interest Bearing Interest Rate: .50%  APY: .50%
• Eligible to be used for overdraft protection

**FEDERAL REGULATIONS apply to savings accounts. Transfers from a savings account to another account or to third parties by preauthorized or automatic transfers are limited to six per statement cycle with no more than three by check, draft or similar order to third parties, if applicable. Unlimited withdrawals in person. Excessive transactions may require us to change the account to a transaction type account that will reduce earnings.