Customers age 55 or better can earn interest on as little as a penny, receive FREE standard checks and never pay a service charge.

Account Features:

• Minimum to open: $100
• Free member checks
• No monthly service charge
• No per-check charges
• No annual ATM fee
• No fee for ATM usage at Home Bank ATMs
• Overdraft protection (upon approval)
• Interest bearing on balances $.01 and over
• No annual fee for Visa check card (upon approval)
• Option to elect Bill Pay*
• Optional feature: Home Member Benefits for $4.00 per month

* Free 60 day introductory period, thereafter no monthly Bill Pay fee with a monthly minimum of 5 bill pay transactions, otherwise $4.95 per month.